Others that diversify their investments into some possible investments like real estate or probably shitcoins and altcoins also loose most of their assets at the event of their death or loss of account vital information. I would say that since no one could possibly predict his fate, then it's with you allow your investments until retirement or you accommodate a next of kin that would possibly have access to your wallet in such case.
Just like gold, Bitcoin is another asset that has come to stay,its an asset that can be pass down as generational wealth . In the case of giving out your Bitcoin asset as an inheritance to your child or whosoever you feel is worthy of inheriting it.First of all,before giving your child access to your wallet holding your bitcoin,you have to educate him more about bitcoin and how it works in other for him to be knowledgeable enough to understand how to sustain and hold the investment in Bitcoin for the long term after your time. It's still also good we start teaching our next of kin about bitcoin especially when there are still very young ,it will help them embrace Bitcoin from a younger age so that they can easily take out place when we're old/retired in sustaining our bitcoin investment/wealth without having difficulties.