Personally, my answer is yes and if you want to hear the public opinion, it's going to be yes. Check the supply of ripple and then check the maximum supply of Bitcoin, you will know which coin is more inflated. Bitcoin was designed for decentralization and the community at hand but ripple was designed to make the founders rich and the team. Bitcoin doesn't have any form of centralization but has achieved what any company like Apple has done but ripple hasn't achieved anything in their life.

Why even the comparison, I will take Ethereum a bit serious if they are the one and not this altcoins that hasn't break their all time high may years now. I must give ripple one thing though, I have never see any community that has believed in the project like ripple community, they are still having this sense future of been the bank that bank the banks but for years, no bank has ever spoken about their network or how they have utilize them, it's lies everyday.