In as much as we can create guidelines or certain steps that will seem best for anyone doing a 9-5 job and wants to invest in Bitcoin, it is also necessary to know that we all have different financial principles, guidelines and ethics. Like I have always frequently said what fits Mr x might not be what's good for Mr y because we're not all the same, we earn differently we spend differently so all of this should just remain as an opinion not fact's.
It seems to me that many of us are providing examples in order to attempt to show some parameters in which any of us might be needing to decide and/or to prioritize his investment into bitcoin, to the extent that a guy might have discretionary income that varies, yet still choose some level of aggressiveness in regards to his situation.
I had specifically provided an example of a guy who's income tended to vary between $500 and $2,500 per month and who's expenses tended to vary between $750 and $1,200 per month. Of course, the details might vary, and also a person's assessment of the situation might vary too, yet if we go through the process of pointing out the various parameters and describing the choices that the guy ended up making, including that he decided that tentatively he was going to invest $70 per week into bitcoin for the first 14 weeks, and then $35 per week for the next 71 weeks, and then he was tentatively planning to return to investing $70 per week into bitcoin after the first 85 weeks. Even though the matter is not set in stone, he has figured out a tentative plan based on what he expects his current situation to be and also in regards to how he expects his future situation to be. Surely if some of his details change, he can account for the changes and to adapt within parameters that he finds acceptable. He likely realizes that he has preferences that he is attempting to express through the system that he has chosen to follow, and his options are not "whatever" since "whatever" would not necessarily help him to reach his objectives and/or to balance whate he believes to be limitations within his circumstances (income/expense and/or other matters).
We could have had also contemplated that the guy was not necessarily new to investing, and maybe he had already spent 5 years or more investing at about a rate of 15% of his income, no accumulation on and maybe he had already accumulated an investment portfolio of $30k or more.. and so then when he starts out his bitcoin investment, maybe he wants to take around $10k from his already existing investment and lump sum invest it in into bitcoin.. or at least he might consider lump sum versus DCA versus buying on dips as three accumulation options that he might have right from the start, and he also might have a situation in which he receives a bonus of anywhere between $500 and $2k a couple times every year, and so then maybe he has some additional options that we might be able to take into account, and surely not everyone is going to decide the same in regards to how to treat those additional individualistic factors.
We describe some individualistic factors in order to show that the choices might not be all over the place, but they have to attempt to deal within the parameters that are available, to the extent that any of us might be in a position to be able to identify our various factors and then to be able to come up with a plan and to employ it within what we would consider to be acceptable terms to our own situation. So in that regard, even if some of us might be expressing our own preferences within the parameters, hopefully none of are imposing our own preferences onto others... even if some others might agree that we had reached a reasonable balance given the known circumstances that have been outlined through the hypothetical example
I agree one hundred percent, with all you've said and the example you've given clarifies it all. Why I said what I said was because I noticed almost everywhere in the forum some members say it like the are trying to impose their own ideas and knowledge in Bitcoin on others and I know it wouldn't sit right with most people.
Just like you said everyone should be aware that in order to reach that point that the really want to reach there should be a plan on ground, and not just any plan but a good plan that would see them balance their financial capabilities and not take a toll on them.