I liked your answer, really if you want to get rid of poverty you need to earn more than your expenses as op says, but the is that anyone who want to save money have to reduce it budget on daily and weekly basis, because if you continue to be living the life style that will suit to your life you can never have a reserve, so it's one of the things that lead people into poverty if I'm not mistaken, if you're earning you have to budget on it, because if you fails to budget on it carefully, the money you earn will not be useful for you, and it will be difficult for you to be accountable to your expenses, but when you have a plan, you will spend with a budget or target