2)Can betbay pay out money to players? I have not heard of such a thing. Each casino decides for itself whether to pay money or steal. This is their reputation. I thought chips.gg had a good reputation. But they stole my winnings and didn't respond to me for months.
No, the odds provider only inform the sportsbook when any users betting activity looks suspicious. It's completely depends on the sportsbook whether they will pay the users or not. Unfortunately, every sportsbook decides to forfeit the winnings in such cases. Even some sportsbook forfeits the deposits of the users. They do it all according to their terms. Chips.gg has done the same.
the only thing that I would like to add is that legitimate books pay winnings even if the rule is in place. There are many rules that aren’t enforced. Then they limit or ban.