Anyone that is taking risk beyond what they can afford is those people's business though taking risk is not actually bad per say because sometimes one can make it from there while sometimes one can lose a lot from it and the only time i think it is advisable to take risk is when someone have something that can cover the risk they are taking if it doesn't favor them or work as planned. Taking risk when someone knew they can not afford it means stupidity, I mean how will someone start up something that once they lose from it they are going back to square one I mean it is crazy.