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The problem we have in Nigeria is that people lack a stable source of income and most of them are suffering from economic problems. The people you recommend to make money want to make quick profits if I tell them to stay involved in the forum and become more experienced in Bitcoin investment, they will not have that patience but they want to get rich before keeping working.
You should know that Nigeria is not the only country facing this economic problem, the economic problem is also affecting other countries but there must be a group of people who would want to put a small portion into bitcoin regardless of their financial status, that is why sometimes we don’t need to get a stable source of income before investing into bitcoin, as long as there is a means of getting money be it stable or not, you can start accumulating bitcoin using the DCA method with an affordable amount, at same time striving to get a stable source of income, instead of waiting to get a stable source of income before investing. Moreover, this same people you think that they don’t have a stable source of income are constantly saving fiat currency in their local bank.
Right now we wouldn't neglect the condition of individual in Nigeria because you find so many people who are struggling with there finances, but in essence I think there are individuals who have a little discretionary from whichever job that they are able to sustain themselves and can still get some discretionary funds to invest in Bitcoin that is why it has to deal with a lot of determination and something must be motivating an individual to invest and keep accumulating, good financial management is also very essential for someone who wants to keep accumulating because if you don't manage your finances it would even be hard to go by and have a discretionary funds, most Nigerians prefers saving money in there local banks not knowing that investing in Bitcoin would definitely be more wise and profitable.
Yes you are right, according to a statistic, it is estimated that about 22 million people in Nigeria have adopted and own Bitcoin/Cryptocurrency which is about 10.3pct of our population. This is a lot, I think, for a country where the government has distanced itself from accepting Bitcoin and deprived the people of achieving their own financial independence. Our efforts to become self-reliant despite the financial problems can be an example to be emulated by the whole world. Yes, people who want to accumulate Bitcoin need financial stability and at least an increase in discretionary income. Nigerians are a warrior nation that survived the colonial situation and are still struggling to become self-reliant with their strong morale and confidence against the bad policies of the government.
I think their bank deposits are still decreasing significantly, especially as they realize that banks are not able to keep up with the growth of their money and are deduct significant amounts of capital in various services. Their capital remains the same or decreases compared to before due to the effects/considerations of inflation. Accumulation Bitcoin for the long term from discretionary income and regardless of price can see their capital grow further (Bitcoin holdings).
https://www.triple-a.io/cryptocurrency-ownership-data/cryptocurrency-ownership-nigeria-2022