No body is disputing the fact about the importance of a stable source of income but we also need to know that it is not enough to even have a stable source of income there must be a discretionary income just like what sim card say, no investor is expected to be struggling to accumulate Bitcoin no need to be struggling it is meant to be done whenever you have this discretionary income at your disposal, I got your point and on that When there is no discretionary income an investor can pause their investment and improve their financial situation before talking about the continuity of their investment, it is better to be a low coiner than being a no coiner.
It is very important to have a stable income and it is also enough having a stable source of income. This is because a wise person plans his life within the reach of his stable income based on the duration of payments. Basically, any income that can not sustain your basic needs for the duration before your next payment is not also a stable source of income. This implies that for your source to be a stable source, it should be able to take care of your basic responsibilities.
Wrong!!, some people have a stable source of income, but the money that comes in regularly isn't enough to cater for their expenses, it means that they are not making enough money yet and not that their income is not stable. Having a stable source of income is not a guarantee that it would even be enough for your expenses, talk less of having discretionary income from it. In such a situation, the investor or potential investor should work around his finances to earn enough to take care of his expenses and be sure of having discretionary income before venturing into bitcoin.
The need for retirement plans is the reason behind the further strain that you have to undertake to make room for Discretionary income which could allow you invest for tomorrow and future. When you are able to reach a level where you can spare a percentage of your income no matter how little, then you have a discretionary income and that's the amount you can invest in bitcoin.
It is not entirely necessary to choke yourself or leave some of your necessities unattended in order to invest into bitcoin. It is even better to go extra mile like taking a part time hustle for the sole purpose of your bitcoin accumulation, having to do more to raise more money to invest into bitcoin is enough and not necessarily straining yourself.