Unfortunately, gambling is the addiction that can make you lose more money in less time, even money you don't have, as in this case. Do you know how long $45K can last a heroin addict?
I have asked ChatGPT and
it gives me an estimate of between 6 months and 2 years. That can be lost by a problem gambler in one night.
In this case, bashing the OP after what he has lost doesn't seem very classy, to say the least. I have him on ignore for a reason.
I don't want to get into the other thing you mention, which is prior to my time on the forum, but I don't quite see the analogy between losing money in gambling, which is something you actively do, and supposedly having funds on a site and the site closing down and keeping your funds (supposedly, and if I understood it correctly).