People who fear the dip are mainly those who invest more than they can afford to lose
Investment is not like trading or gambling that people see more as something very risky that they should not invest more than they can afford to lose on, investment is completely different. You will see rich people investing big unlike trading and gambling. Many people make it in life through investment and they use high amount of money to make the fortune from investment.
People will still panic because they may think the bear market can come at anytime and which they may not like.