Me I no support the idea of using all 30% for accumulating Bitcoin. Don't put yourself in a bad spot because you want to prioritize accumulating Bitcoin. Use a smaller percentage that won't make you run out of cash or get to use your emergency funds for things that aren't emergency. Plan your finances properly and allocate your funds very well. No do pass yourself. Say your friends they invest 100k monthly no go make you to dey do the same. If na 10k you fit afford and you no go broker, they run am like that and soonest you go done accumulate some decent amount of Bitcoin.
I totally agree.There's no definite percentage for saving like the one OP came up with called the "50/30/20." The amount a person earns and his responsibilities are intertwined, and it is what influences his savings. Some persons have bills upon bills on their heads, while others do not or have less. These are important factors that should be taken into consideration when setting aside funds for savings or Bitcoin investments. No one should kill himself because of a formula, the most important thing is to try and save, no matter how small.
You're right, everyone or should I say every investor has their own unique financial conditions as well as goals, and these are the things that influences whatever decisions the investor chooses to make or whatever strategy the investor chooses to employ during his accumulation period. We cannot say that the OP's strategy is wrong, because the truth is that, there are actually investors who can adopt that strategy and it'll work perfectly for them as their financial situations and investment goals completely aligns with that strategy. That's why it's always important for every investor to identify their own unique situations in order to be able to choose a much better strategy to help them achieve their long term goals.