You are also correct JJG if a person fucks up and invest funds that is needed to settle his or her expenses that person is not longer investing, rather he or she is either gambling or trading. And that's not the right way to approach bitcoin, what a person needs to invest in bitcoin is his or her discretionary income and not funds that he or she needed to settle expenses.
You are right,when an investor starts using funds meant for his basic needs to purchase Bitcoin ,such behavior mirrors him as a gambler that's is gambling for quick profits. And due to the fluctuation of Bitcoin price and the uncertainty correlated with the market and in other to minimize the risk since Bitcoin investment is not risk free,it is absolutely necessary we only used our discretional income to purchase Bitcoin. However I also think persons involved In using funds meant for their most basic needs to buy Bitcoin with a mindset of trying to get rich overnight is either he is trader or a gambler and such an approach is totally wrong especially since Bitcoin is not a get quick- rich scheme. We should also try to avoid purchasing Bitcoin outside our discretional income and it's also necessary we choose or settle to invest in Bitcoin for a long term plan while holding for at least in the next 4-10 years or more.