XRP can be a good investment but I think people overestimate how much mainstream finance genuinely rate it. People have been saying for years XRP will be used by banks & become mainstream but here we are in 2025 & nothing like that has materialised & it’s still $2.20 so I don’t think it’s going to be used by banks & governments any time soon.
It's just a picture of their idea and has not been realized in the field for the sustainability of international transactions, maybe you need to
see this, but it needs to be emphasized not on the price of XRP but rather on the technology used, as a system or tool to send and receive value from one place to another.
I'm not a fan of XRP which is full of controversy and conspiracy behind it but if we think whether it is possible, of course yes, their ETF is still under review although I doubt it will be approved in the near future.