Bitcoin dominates --> Regular John sees writing on the wall as fiat currency crashes --> Bitcoin is too scare and pricey to get any amount equal to the dollars they've saved --> large companies, governments, and early adopters become hyper wealthy --> major wealth gap and misery for most of the world except us --> sad state
You might regret it if you never start. Start now and keep collecting. When I look at 10 years of bitcoin I understand that there is nothing wrong with starting to own. The problem with social inequality is that it will always happen. Our duty is to be responsible to us and our families. If you can afford it then help them. So collecting Bitcoin can be an alternative to helping them.
You can help yourself from inflation in the future. So that you have a better economy. You can create new businesses and jobs for them. There is no need to worry as far as Bitcoin is convincing. All trips must have risks, so you must be prepared with all the risks including the future scenario for Bitcoin.