you don’t even have to been wealthy to be able to accumulate Bitcoin all what is just required is to have a discretionary funds to invest with boom you’re good to go it doesn’t have to be on a daily basis, depending on when you’ve a discretionary funds to continue accumulating bitcoin gradually and to hodl for a longer term period.
Instead of going with the method of investing today and still wait until you have a discretionary fund, why don't you hold on until you get a good source of income even if it is not stable, because investing today and still wait until you get a discretionary income is as if we are just joking with our bitcoin investment. However, bitcoin investment is all about being consistent to maintain our weekly/ monthly routine. If not for the fact that everyone is trying to acquire a little portion of it, I would've say that one need to be financially stable Before getting started, to avoid facing unnecessary challenges, But since there has been a massive increase in the value over the year everyone is rushing to get started so as to avoid late entry.
I will not even say that everyone is rushing to get started it is not a competition and i will say it should be a decision to be taken with certain level of readiness because rushing in without planning because the price of Bitcoin is increasing will only end in rushing out, for those that have the discretionary income income they can start without seeing it as a rush since seeing it as a rush can lead to making an impulsive decision, it is an individual journey that you needed to run in your own lane.