You are correct JJG, subtracting money for our basic expense is first every bitcoin investor should do before substracting money for their bitcoin investment and emergency for that is the best and better way of managing money. JJG do you know that most investors make this mistake of subtracting money for their bitcoin investment and emergency fund first before they even think of subtracting money for their basic needs and expenses, which is very wrong, our basic needs and expenses should come first before our bitcoin investment, every bitcoin investor should always remember that the  money we are supposed to invest in bitcoin is our discretionary income, as in the left over money after we must have settled our basic needs and expenses.

quote author=JayJuanGee link=topic=5132720.msg65543446#msg65543446 date=1751510035]
Your discretionary income is the amount of money that you have left after accounting for basic and/or essential expenses... You use your discretionary income to invest in bitcoin and/or to build your emergency funds or any other back up funds.  You also use your discretionary income for other non-essential expenses that you might have or choose to have.
[/quote]exally JJG you have said it all that's why I always admire teaches. All this things you have stated above is what is called discretionary income and what we should be doing with our discretionary income.  our discretionary income is a left over money after we must have accounted for our basis needs and essential expense, discretionary income is the money we should be investing in bitcoin, and for building up our emergency fund and others back up funds.