The programme percentage will continue to change; but it won't affect those who already have a deposit in place.
If you wish to add more, create a new deposit, it will get 19.5%.
If you break the existing deposit the preferential rate of 20% will no longer apply for that, so you can simply leave that as it is
example (my suggestion):
current deposit: $100 continues to get 20%
new deposit: $100 begins to get 19.5%
example (if you break the deposit):
new deposit: $100 (from old amount) + $100 (new amount) will get 19.5%
If you wish to add more, create a new deposit, it will get 19.5%.
If you break the existing deposit the preferential rate of 20% will no longer apply for that, so you can simply leave that as it is
example (my suggestion):
current deposit: $100 continues to get 20%
new deposit: $100 begins to get 19.5%
example (if you break the deposit):
new deposit: $100 (from old amount) + $100 (new amount) will get 19.5%
Well, if I knew that detail, I would have put more from the start! So, as it is, the faster someone puts their coins into the program, the better.
Since you say that this percentage will continue changing, I guess it won't change upwards but only downwards. Is there any specific number that it will eventually stop changing, or not?
Fair point. The rates are set manually so I don't know the exact logic behind it, but I expect it will regularly change and not really stop at a single point. Currently it may reduce since 20% is actually quite a bit; but maybe in future it could change directions and increase as well.
I would not look at it as a static 'number' and instead as a reflection of the NestEx ecosystem's capacity to absorb funds and assure returns on those funds.
For example earlier we could take deposits of $5000 at 20%; but we now have the capacity to accept $10,000 at 19.5% (I was told to update both MAX_DEPOSIT_LIMIT and DEPOSIT_APR_RATE)
I guess this means our fund utilization is better. Maybe? But this is my understanding of it so if you need more details I could always ask internally.