XRP can be a good investment but I think people overestimate how much mainstream finance genuinely rate it. People have been saying for years XRP will be used by banks & become mainstream but here we are in 2025 & nothing like that has materialised & it’s still $2.20 so I don’t think it’s going to be used by banks & governments any time soon.
Fully agreed with the statement.
If XRP truly dominating the remittance scene then they should've been valued way above $2.20, truth is they aren't and their adoption is limited.
Moreover there are like tons and tons of other option that's better than XRP.
I just don't believe XRP is truly growing its popularity like OP mentioned.