You both are making a good points but you don't seem to understand what he's saying, he's not writing off the discretionary income nor saying it's not important for Bitcoin investment, what he's trying to say is that a stable income is also important since it makes up the discretionary income and it makes lot of sense, the discretionary income is a simply a spare cash that can be used to tackle other bills after spending on your essentials so if there's no stable income where one could generate the discretionary funds from it could affect the person's portfolio cause they'll be forced to sale when their spare funds is finished and there's no means of generating another one, that's why they're both important (Stable income and discretionary funds) when it comes to Bitcoin investment.
I feel like in many latest pages of this thread, people simply joined to make posts only for their post quota in their signature campaigns and they did not actually care about what they discussed. I lt is like creating a mess of discussions for endless shitposts about stable income, steady income, and discretionare income.
I know it is good and important to pin importance of discretionary income with investors, but let it continuing page to page is like abusing for post quota, nothing more.
I wonder when this discussion on importance of discretionary ncome with investors will stop.