Even though everything that you are saying comes off as mostly correct, it also comes off as a bit theoretical if you cannot elaborate on what you mean a bit better, perhaps with the use of some examples or something like that.

One essence of arguably arriving at overaccumulation status is that the options seem to increase because something like selling becomes a more of an acceptable tool when we transition from focusing on ongoing accumulation towards some kind of a maintenance and then later that more and more allowance for selling and maybe fewer inclinations to buy, except maybe on extreme debts (well that is if the bitcoin have previously been managed in such a way that excessive cash is still being held during dips in the BTC price), yet at the same time, overaccumualtion status is not exactly a bright line, so how to deal with it seems to therefore depend upon how it is defined.

I have recently been mentioning that with my own perceptions regarding when I reached overaccumulation status, my today's definitions seem to have had changed in some ways, yet also it seems that these days I might be focusing more on certain factors rathe than other factors, even though likely I still had been accounting for all of the 9 individual factors to figure out where I believe myself to have had been and then how to potentially deal with that based in the individual factors.

I continue to have the sense that price based sustainable withdrawal are likely to both be utilized more frequently than time-based sustainable withdrawal but also to continue to ongoingly applicable, even though some of us might even be employing such price based sustainable with time factors in mind.  Yet, I think that even the way that I outline price based sustainable withdrawal ore time-based sustainable withdrawal, each of them have aspects of the other contained therein.

I guess what I am getting at, no matter what, many guys get sucked into some kind of attempts to account for BTC price movements (and even anticipation of future BTC price movements) in order to modify what they are doing, even though I so frequently criticize others for making large moves that from my perspective come off as forms of gambling rather than trying to employ more moderate approaches that attempt to deal with BTC holdings in more incremental ways that will try to hold back and prevent selling too much bitcoin too soon.. yet even from my own perspective, I sometimes am not sure if I might be the fool, since when the BTC price ultimately does some kind of a long, drawn out and even deep correction, the guys who sold some of their BTC and bought back slowly have tended to be able to buy more BTC back as compared with the BTC holder who had dealt with his BTC holdings in more incrementalist ways.

I know that another trick in using examples is attempting to make them seem realistic without necessarily talking about our own situations, yet if we sometimes get into specifics of examples, other folks might truly start to speculate that we are talking about our own specifics, yet I believe that practicing giving examples might help to dispel some of the abilities for others to proclaim which examples that we give are more like our own situation rather than our actually talking about situations that might exist with folks we know or even with folks we do not know.. .. such if we might discuss (or compare) a person who had been registered for less than a cycle or another more than a cycle, and frequently when we are making comparisons we might be wanting to compare hypotheticals with similar timeline (meaning we need to hold some constants in order to attempt to make the comparisons meaningful)

- though surely there still can be some benefits to comparing guys with differing timelines who might be following similar techniques, and we frequently will see that the guy who had been carrying out a similar technique (such as BTC accumulation) longer will likely get himself into a way better position as compared with the shorter-term BTC accumulator, even if he may well have had screwed up more and even if he might have had employed a more whimpy strategy... It seems that with the passage of time, even the more aggressive accumulators tend to have a lot of difficulties to catch up to the persons who had been accumulating longer.


Part of the dilemma that you seem to be highlighting traderethereum is that there likely will be some time delay between the period in which guys are accumulating bitcoin and when it might start to make sense for them to start to sell some of their BTC, and some guys deal with the time delay by buing in lump sum within a few periods adn then just waiting for their $100 (or whatever the amount?) to turn into $1 million.

And, then other guys regularly accumulate through a whole cycle or two, and they might not be sure if they need to slow down in their BTC accumulation, yet the size of their BTC holdings as compared to their budget may well start to justify that any additional value that they are putting into their bitcoin holdings does not seem to be causing any material difference.. so at some point they will just tell themselves that it does not really pay to continue to buy bitcoin, unless maybe on dips or on major dips.

Some of the same DCAing guys might get into a rush and start to believe that there might be some benefits to start selling BTC, so hopefully they do not end up in selling too many bitcoin too soon.


You still seem to be grappling with ongoing BTC accumulation questions rather than various questions that might relate to determining whether any of us might have had reached overaccumulation status and/or how to deal with overaccumulation status once we are getting there or getting close to getting there...  which seems to be the topic of my other thread rather than this one.

I think that part of the reason that I tend to be such an advocate of both DCA and also ongoing accumulation of BTC over at least a whole cycle is because I frequently get the sense that the lump summers get sucked into a kind of trader and/or gambler kind of a mentality, which also likely detracts from their learning about bitcoin and perhaps more importantly leaning about their own financial circumstances and/or psychological inclinations (when it comes to how to potentially push cashflow management limits)


Sure, DCA happens to be a quite adaptable way of getting into bitcoin, staying involved in bitcoin by allowing a lot of tailoring to a variety of circumstances and even potentially facilitating incentives for guys to ongoingly pay attention to the bitcoin space (including how bitcoin might be affecting their cashflow management practices), yet of course, there can be balancing of lump sum buying, buying on dips and even front-loading that can also be helpful, even if they may alwo may well be allow for the prioritizing of mostly ongoing BTC accumulation through mostly DCA techniques.


From my perspective, you seem to be gravitating towards a similar mistake that so many folks end up making, which is tryign to figure out their bitcoin investing approach based on their income rather than based on their discretionary income.

Yeah, sure maybe you are still accounting for your discretionary income first, but you are still seeming to describe the situation from a back-assward way.. at least from my perspective.

Accordingly, it seems to me that guys should be figuring out their income and their basic expenses first in order to establish their discretionary income, and for sure, there are likely so many people who have irregular income and/or irregular expenses, yet at the same time, the more that each of us try to track these matters, we likely would be able to sense patterns.. and also to build up our various back up funds around our cashflows in order to potentially be able to invest in bitcoin every week (to give bitcoin a higher priority in our lives without increasing cashflow management risks), and for sure, I am not proclaiming that you are for sure in a position to be able to just move a few things around and the n be able to go from monthly buying of BTC to weekly buying of BTC, since for sure buys who have relatively small levels of discretionary income are likely going to be challenged no matter what they do, and for sure it is more challenging when the discretionary income is relatively small and perhaps you have already spent quite a bit of efforts trying to increase your discretionary income by increasing your income and/or decreasing your expenses.^**

**Note:  For sure, I am a BIGGER advocate of increasing income rather than decreasing expenses, even though sometimes there can be some reasonable ways that expenses can be adjusted and allow for considerably larger bitcoin purchases and/or better cashflow management since we might end up organizing the expenses and categorizing them better, so in that regard, one great organizing practice may well be to consider how to separate various kinds of expenses in to differing categories.   So you might create categories:
1) basics - absolutely need to survive  - such as basic food, lodging, utilities,

2) advance basics.. difficult to change.. such as extra costs on some of the basic foods, lodging, utilities.- might be able to be cut back

3) related to work transportation costs for work, clothing for work, communication matters phone, computer phone. some times can be cut but will have income related cost

4) more fancy foods, restaurants, entertainment some socializing costs, luxury items that might give status..

5) bad habits maybe easier to cut but does not mean that you want to cut them cigarettes, drinking, junk food, gambling, and even some bad habits might have some benefits or potential benefits

6) whimsical spending - might be easier to cut - sometimes you might even be able to buy in bulk or coordinate with friends, family, neighbors in order get better prices and/or better prices.

Surely some categories are easier to cut than others, and some items you might not know where to put them.. but if you go through your own historical spending or even your planned future spending, you might consider that the reason that you have certain expense might not even necessarily justify the expenses.. especially if you consider cost versus benefits, yet at the same time, you might some costs that have intangible benefits that might be justied to keep in consideration of the intangible benefits