However, I'm concerned about the end game.
Regardless of the price of Bitcoin, there is nothing expensive about it, because you can buy Bitcoin with smaller amounts, so no matter what the price is, people will still be able to afford it. So the most important thing you need to do is to understand first about investing in Bitcoin. If you already understand more about it and you are able to convince yourself to invest in it, then you will not be too overthinking with scenarios that actually don't really need you to think about right now.