I've prepared no such plan for loss other than securing my private keys and seed phrases at multiple locations where only I can see it no one else. Let's say if somehow I end up with any problem, then I've already told some of my loved ones to check out all those locations but right now they can't access those as I don't allow them, however if anything wrong happens as we don't really know about the future then they can access those locations where I secured my seed phrases and private keys and then it's on them to either sell the Bitcoin or to hold it. I haven't accumulated that much which may make them rich overnight but of course if they hold it for 10 years then surely they might not have to work again for a few years.