If an emergency occurs to someone who is still working for someone else and he has not received his salary when the emergency occurs, then the most likely thing that will happen to that person is to make a debt in the hope of being able to pay it immediately after he receives his salary. But for me that is difficult even though we need to resolve the emergency immediately because it also comes suddenly, that is why every worker who is still very dependent on his monthly salary at someone else's place must have a little savings for emergencies. So every time he receives his salary, at least he must set aside a little for that before he uses it all for other things.