XRP is not a shitcoin though, those who say it is talk like it’s down massively. It is the 3rd biggest crypto.
It all depends when u get in with XRP, if you are only getting in now then yes returns will not be amazing but if you got in below $0.50 last year like many of us did then its well worth it as could easily hit $7-10 later this year.
You need to know that for bitcoin maximalists, except for bitcoin, the rest of the market would be called shitcoin. Even fiat is called shitcoin by them, and they consider every asset in this world to be trash, so don't be surprised when they call XRP a shitcoin.
Another thing is, they call XRP, ETH or many top altcoins shitcoins, that doesn't mean they are actually shitcoins. They are not the ones to make decisions or judge any coins, and it is just their personal opinion. So don't waste time arguing with them about this issue because it just wastes both of your time.