i know a lot of people like that irl

one of my father's friend wanted to buy some crypto at the start of this year

he contacted me and i told him all the ways and how he should go about it

and also provided him the tax and legal information on it

and he immediately backed out

he had some money saved and didn't want to invest in stocks or fds

but he also didn't want to pay 30% tax on it

so in the end he just put it all in some lic mutual fund + life cover scheme

which would pay him very little at the maturity but what can one do