we can also put emergency funds together while buying btc with the dca system and of course that way we will have peace of mind because emergency funds have been owned. but it would be better if we prioritize emergency funds first when we are going to accumulate btc, but of course rather than not buying btc at all while collecting emergency funds, of course it is better to collect btc while simultaneously collecting emergency funds. .
It's true that emergency can happen anytime, and it can happen a day after you just start you Bitcoin investment, but that doesn't mean that you must have it before starting, if you can't put your emergency funds in place while simultaneously accumulating Bitcoin just as you have rightfully said, their is no point waiting, just start, along the line you can start fixing that lapses that may come back to hunt your investment on the longer run, so in essence of what am trying to say is that is very good if you can be accumulating Bitcoin and be putting your emergency funds in place at the same time, but if you can't do that simultaneously, then it's best to start accumulating with the little you can afford, in a few weeks time you can start putting your emergency and reserve funds in place for safety purpose.
Setting up a emergency funds is corner stone of smart financial strategy. If they can afford to pay attention to separate funds while they are starting their investment then its good somehow they create an early safety net for their selves towards unforeseen situation.
But if they can't afford it for awhile due to financial capabilities they can still set aside this for awhile and they can pay attention first on starting up their investment. They could pay attention to set up their emergency funds later on. Lots of people doing this and we could see that they are pretty fine with this kind of set up. What's important is we have goals to have emergency funds aside from having lots of Bitcoin since we don't know what's going to happen in future. Its good for people to be prepared on future issues so that they won't do any crazy decision that can affect their investment.