Chelsea vs PSG finals would not be a shocker. PSG and Real Madrid game will be the real questionable one, Real Madrid has been quite decent with Xabi and there aren't that many missing players. now their new defender is red carded so they are going to face that issue once again, and their defense was the issue all season long and could be the issue once again.
But their offense seems on top and still great, so PSG defense will have some trouble. PSG offense will need to score a lot to make sure that Real scoring doesn't change it. I do hope that it becomes a very fun game and we could definitely consider this would be the "real" final. Because whoever wins, has a higher chance of beating Chelsea at the final game.
Huijsen's red card could be a problem for now but Madrid is still Madrid with all the strength they have and their mentality I think they are still strong despite losing one player in their backline.
The match between PSG and Madrid is an interesting situation where Madrid with its current champion mentality must try to maintain it against PSG who are on fire.
Given the state of the semi-finals and the likelihood of the final happening I think this is an early final as this match would be more suited to the final than the semi-finals at the moment. But even so, the match must be played and they must fight to show who is the best at the moment and deserves to go to the final in this season's Club World Cup.