My points is that more and more services are banning XMR and it's becoming very hard to use it. Many exchanges (including small instant exchanges) remove Monero, many places like Bitrefill cut Monero support. I'm sure that in the near future, there will be more and stricter regulations on Monero, so more and more services will ban it, which will make it very hard to poses and use Monero, which makes me think that it will crash.
Sure, I do understand your point. I have some difficulty in believing that it XMR will perish, but it's obvious that for legal reasons (to comply with new regulations) more and more services remove monero.
If I can be honest with you, I definitely understand a company that is legitimate and has a solid financial plan, that transparently says to its customers "I am sorry, but to comply with the new regulations, I need to remove this option from my payment methods list". It's sad, but it's honest.