People need everything in their lives. Electricity is an important thing in their lives. If you use electricity, you need to pay its bill. People have a cost for everything, such as transportation, food and drink. These are our basic needs. We will have expenses on these. Because without them, we cannot move. We need to have some savings for emergency funds.
At any moment, people can face any danger. So, in times of danger, we can use that money. There are many times when we cannot get free treatment, then we need money.

 Saving is a good purpose in people's lives. Those who are able to manage their lives by saving are able to do something good in the future. Many times, money increases due to investment, which gives a very good result.

Luxury brings a lot of deprivation in people's lives. There are many things that we do not need, but it is not right that we buy them.