These tools are useful and sometimes it costs money. So having free information was not bad if this was only about information instead of encouraging to report addresses and help those companies to build their database. I wonder how much they are getting paid from these AML Risk Scorers and AML Analysis agencies.
But how could we know if it's accurate or just an assumption? Would they be willing to show how they rate these scores on what data or accusations?
In general, all AML scores are guesswork. There is no one definitive scoring provider, kind of like how we don't actually have a single authoritative source for the BTC price. (You could say Coinbase, but there is also Binance, Kucoin, Bybit, Crypto.com, OKX ... )