Are you confident enough to place a bet on this games with a significant amount? You wrote like a seer or prophet who receives some kind of revelation on this events. After today's semi final clash, then we know whether there's a chance of your prediction coming to pass. No doubt, Madrid is not in form as PSG at the moment but it's still going to be a tough battle for each team. I don't know much about Fluminese team but I can say they are good for reaching this stage. However, I won't expect Chelsea to toy with them giving them a chance to eliminate them. Just like you mentioned, if any of them game end up in a penalty shootout, then the least expected team may pass through to the final since penalty is entirely a different game on it own.