~snip~
The last type of people who take out loans are rather incredible exceptions, they are very few and in fact they are not to be found in real life. But the fact that people lose huge amounts of money on gambling is a fact, many do not know how to control themselves and their desires, and especially their desire to win back what has already been lost.
In fact, there are more irresponsible gamblers than it seems at first glance. They just try not to talk about it. I think you've heard of blogger Sergey Bestov, who constantly takes out loans to gamble. What's more, he is quite calm about it, which, in my opinion, is very reckless behavior.
Personally, I believe that gambling with borrowed money is a path to even greater losses, as it violates one of the basic rules of responsible gambling.