I agree with you that there are many shitcoins in the market that have been in the same position for a long time but reviewing the history of Bitcoin will give you a good idea about investing because Bitcoin is a store of value. The main hope of investing should be to set a time frame for the savings plan until it reaches a normal level as 4-10 years on a regular basis. A normal level is an amount that the investor can be satisfied with holding. Most people have unlimited needs but their capabilities are very limited as lack of sufficient money and inability to implement proper planning. Some investors run Bitcoin accumulation even if there is any amount of discretionary income source. You should have a plan to ensure proper use of the small amount of assets. Proper planning by continuing to accumulation Bitcoin regularly regardless of the price through discretionary income.
An investor should definitely fix a specific target before investing. When the investor has a target that he will continue his investment until this specific time, then he will have a different sense of responsibility, as a result of which he will be more responsible towards his investment and will always try to make his investment consistently. However, as far as I feel, investment should never be taken as pressure, if an investor thinks before investing that he can invest $50 per month, then I would advise him to invest $40 per month. The reason for giving such advice is that there may be times when money may be needed, but at that time the investor is not able to invest in the same way, so he should invest $40 and keep the remaining $10 in his emergency fund so that he can use it in any danger and so that his investment remains consistent even during financial disasters.
Fair enough, and this is the more reason why it is always advisable for every investor to invest with their discretionary income and also build their emergency funds along side when accumulating. By so doing, you don’t have to bother about a certain amount to invest with as far as you have taken care of your other financial obligations and payment of bills, then any other cash you’re left with after meeting up with your other financial responsibilities, you can invest with it. Surely, I cannot determine or decide how much any investor should invest with, most times it depends on the level of income of the investor, it may varies, and so when that happens what is advisable to do is to always invest with your discretionary income and gradually build up your portfolio.