That is great point about investing and saving for emergencies at same time. It is smart to start investing early to take advantage of growth especially if you understand and believe in what you are investing in. Waiting can mean missing out. While it is ideal to have an emergency fund first it is mostly more practical to build it alongside your investments giving you both potential growth and safety net. Most importantly good financial management is key as it helps you invest wisely and consistently no matter when you start or how much you put in.