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As for the $500 example, it will interest you to know that majority of the people may not invest such amount in lump sum and for those who do (maybe by investing 50%), it will make them lazy to continue with their DCA plan or strategy afterwards. If it's monthly, a lot will declde to skip the few extra months ahead banking on the lump sum investment they did to cover it up, but that will be another way of reducing their commitment to consistently run their DCA approach. Ultimately I think what we should preach more than any should be more learning and understanding, patience and confidence.
I understand that a guy who is accustomed to investing $10 per week for a year and who suddenly comes across $500 might not know what to do with it, yet it seems to me that the more he gets used to investing in bitcoin, he might consider bitcoin a natural place to put it, even if he might prefer to stagger the payments rather than investing it all right away.
There can be advantages in regards to putting in any lump sum right away, even though if the price goes down then there could be regret that the lump sum was invested at too high of a price. So surely sometimes there can be some value to holding back some of the lump sum to either buy on dip or to add to the weekly DCA amount. Guys frequently have to practice to even get used to their own building of wealth that they might not have had previously, and sometimes they might not really know what to do until experiencing it, and surely many guys make the mistake of selling too many BTC too early because they are not used to accumulating wealth... so maybe after 4-6 years or longer investing into bitcoin, some of the process starts to get easier, even if the discretionary income might not have gone up a lot in that timeframe.
Wow... You see, this is more like a new discovery for, how many people do really know that investing in bitcoin, consistently for the next 4-6 years or longer is not a rocket science. Many see investing in bitcoin for 2 - 3 years as mature enough and they want to take their investments to do something else with the claim that they had invested enough for so long. But from your submission, this is not actually enough as one should invest even more. I can't imagine building a particular profile for the next 6 years consistently without holding back or slowing down my investment, even if my funds won't be able to change my standard of.living yet, it will sure definitely change my mindset towards investment on life assets for life. It will seriously instill financial discipline to the investor.
Imagine me investing 50$ per month for the next 6 years (by 2031). That's $50 x 12 x 6 = $3,600 which must have multiplied into several dollars by then, based on the worth or value of bitcoin at that time. For the purpose of this discussion, let me make a cue with the projected bitcoin estimates by 2031 as shown in these forecasts. According to
this website, 1 bitcoin is estimated to be $1.063 million dollars by this time (July) in 2031. When you do the math, using a DCA approach, you will get approximately an estimated amount of $33,174 by then (only if bitcoin hits 1.063 million dollars, for example), which is a very decent price for me to start a very good business in my country. Quite amazing! My pension is not anywhere close to that if I was a civil servant working with the ministry. Again this is outside any other lump sum which may come along the journey.
Let me.use this table to explain this estimate:
| item | value |
| first month | July 2025 |
| last month | July 2031 |
| Total no. of months | 73 |
| Monthly investment | $50 |
| total funds invested | $3650 |
Let me use the second table to show the estimated value in 2031 (by projection)
| item | value |
| current 1 BTC price | 117,000 |
| total BTC accumulated | 0.0312 |
| projected BTC price in 2031 | $1,063,000 |
| estimated value in 2031 | $33,000 |
The thread said Buy buy buy or sell sell sell: Did you buy when the time was right? did you grap the opportunities bitcoin offered? now we are not longer teasing, bitcoin is on the run and it's time to see the need why JayJuanGee has always advised to buy and keep buying even when you think it's not time to buy, now you're able to see the other side of bitcoin and you wouldn't want to keep getting prepared before you invest but invest while getting prepared because preparations never ends, it keeps going.
Glad I did the buy buy buy and now it's time to see the reason why I chose bitcoin.
I also said that it takes a long time to build your bitcoin portfolio so if you have only been buying for a 2-3 years, you might need to keep buying for another 2-3 years or more before you might make any adjustments to stop buying, or maybe to buy on dips rather than buying all of the time.
We transition through stages, and surely the more bitcoin we have, then our holdings will start to inform us if we might need to make adjustments to our bitcoin accumulation strategy.
One mistake guys make in their first 4-6 years in bitcoin is selling too much too soon, and another mistake is stopping and/or slowing down in their bitcoin accumulation through ongoing, persistent, consistent, regular and perhaps even aggressive buying. There tends to be a need to continue to accumulate, since it is quite rare for guys to be able to reach over accumulation status in one cycle or less.
Another advise I may like to add is before someone goes into an investment, he or she should invest with purpose, let there by a target before you go into any form of investment. For instance, one can decide to go into investment with the purpose of building a home or securing a better future for your kids or to invest the capital into a different stream of income. The moment such intention is made, the next phase will require you to set your portfolio for it, have the number of months in mind eg. 73 months, then set it's calendar and begin to tick each and every month passed. I think this will enable many people to stay consistent with their investments. Also give window for more investment, don't just be static on a $50 example, make it more flexible to increase the budget to like 100 or more but $50 should kinda be your threshold. It is possible that you will hit your target before the duration set and make extra funds for other things and in the event, bitcoin shoots below the projected target, you will be able to strike a balance. There should be more education on this especially from..experienced expertise like @JayJuanGee sir.