We are all thriving to have a better life and thats why majority of us will be that looking into something that could possibly give out that kind of opportunity for us to achieve such goals on which of course it wont be that totally normal that you would be thinking up on how you would be starting up yourself on trying out to do things on which you do know that it would be something beneficial for you specially on the future. There's no way that we can be able to tell on what the future looks like but everything will be reflecting into the things that you've been doing and thats why its important that you do have that kind of consideration on wherever you would be spending your money on or simply into something which is more worth rather than on totally wasting it up into things that doesnt bring out that kind of opportunity on making you earn or something beneficial on your part.
Spending up will be entirely be depending be affecting on different ways or various situations on which its not bad on spending up into those things that we do want but it doesnt mean that we would be just that careless on what we are that spending. Everything should be in control and moderation as always on which this is the most important approach no matter what.
I think health is more important than anything because if we are I'll then we cannot enjoy the facilities of life which are giving comfort to us in life . We faced different circumstances in the life and we should be aware of any incident which could be happen at any time, we should prepare for that . OP highlighted five points but I think there should be more interested point which is health because we should eat healthy things which are healthy for our body.Saving is most important because if you are doing investment with no knowledge then you could be bankrupt at any time and you will be at on the road , so always try to save more money which you can .