Yes, you are right. Bitcoin accumulation have become a fun topic for investors, but what we need to remember is that it may or may not fall in price, but what we should focus on is to continue accumulation. There is no doubt that Bitcoin is a store of value. Since the US election earlier this year, several ATH have been crossed or broken the price record, which indicates a positive trend in our future price. After crossing 100k during the US election, the selling price dropped to around 80k and then started to rise again. We need to be ready for every stage of Bitcoin price whether it is an upward or downward price trend. Therefore, regardless of the price we should accumulation continuously through discretionary income.
It is only traders or those that lacks knowledge about Bitcoin and it potential that will not take notice that Bitcoin is on the rise, that's why buying and accumulating Bitcoin now that it's very cheap is the ideal way to go about your Bitcoin investment plan, some Investors might think that $118k is too expensive, but that was how it seems like when it was just $100k, now $100k looks like a big bargain, so buying now regardless of it current price is the best decision an investor will ever make because in like 10 to 20 years time from now, getting Bitcoin at $500k might looks like a big steal if care is not taken, so it's best to act now that it's still pretty cheap.
I keep saying that Bitcoin has nothing more to prove at this stage that it's a store of value and that is why people, institutions and governments that were spelling doom for it are now getting in. Any individuals and entities that doesn't know by now that Bitcoin is one the best profitable asset to hold will be among those that will say "had I known" in the next 4 to 10 years. It is anybody's best interest to hold Bitcoin for the long term, despite dip and bear seasons it has proven that it can always rally and hit new ATH.
Bitcoin is not a get rich quick scheme that will scam people like the bunch of shitcoins Ponzi scams, that is where some ignorant people makes mistakes. They're looking at 4 to 10 years and beyond like it's eternity as if it won't come and pass, they want fast returns on their investment, in the end they'll get scammed. If you're for the Bitcoin long term hodl you shouldn't worry about dip or price skyrocketing before buying, what should matter to you is that at most in the next bull circle you'll be more profitable. So in my conclusion you should buy and keep buying when you have the funds not minding what the market price is because you'd be profitable in the next ATH.