Having a meaningful life requires balancing of needs and the essential things that revolves and supports the human existence.Originally,the human survival modes cannot be compromised,therefore people strive so hard to secure their survival.It'll be entirely unfair to deprive oneself the psychological influence and impact.
what is interesting is that money and investments is just one part of the puzzle here, a person could be really rich but still feel miserable, true happiness and inner peace is not fully dependent on the amount of money a person has neither possessions
it's something much deeper
have you heard of the concept of ikigai? finding what you love to do, what people pays you, what is useful to the world and what you want to do.