Post
Topic
Board Nigeria (Naija)
Re: Balancing Financial security and Bitcoin Accumulation
by
ejikeme24
on 14/07/2025, 22:01:49 UTC
There are likely even guys here who have been stacking bitcoin for  several years, and who might feel that their progress is slow, yet part of the challenge is to keep stacking even during times that the BTC price is going up... and each person has to figure out how to deal with how to keep stacking and dilemmas regarding the extent to which they might hold some cash in reserves for buying on dips... dips that may or may not end up happening.
you have said right, however I agree with you more that even though one has some funds kept to buy the dips there is no guarantee that the dips will even happen, so what's best is to keep stacking up whilst hope the dips happens some day which one could grab the opportunity to buy more, having the benefit of buying in discount. Its also good to plan to buy the dips, buy lump sum but best buying gradually and consistently which is more likely to be referred to as DCA.
Investors are expecting to buy Bitcoin at dips but I think it is currently going through a period of relative dips. Most investors are sceptical about whether the dips that some investors are expecting will ever come to the market in the future. This is because the time is now more bullish and small investors are holding tight and new investors who are accumulation through discretionary income are holding to their own methods (DCA) regardless of the price. There may be some scepticism from a lump sum buying during a price rise but it should not be, if your excess floating cash is likely to be spent in different sectors, then buying Bitcoin will be an excellent decision.
In the long-term plan, buying at any time of the market is a good decision, especially continuous DCA. But I have doubts about how suitable this bullish period is for a one-time purchase. I think that the best step would be to maintain the continuity of investing in the green market and prepare the floating fund strongly as a preparation for a one-time purchase. Because, I think the market of the dip is better as a one-time purchase. The main reason for this is to buy more Bitcoin at a low price and deposit more Bitcoin in the investment fund and take a step forward towards achieving the goal. Even buying at a low price will have the possibility of increasing your profit. It may be the right decision to make a one-time purchase in the green market rather than necessarily spending floating funds.

I don't see any reason to be overly focused on profits, especially during the first few years of bitcoin accumulation.

You're right, when you said about few years some investors can only hold for like 2 to 3 years and start focusing on selling thier bitcoin investment when they are supposed to maintain the ongoing buying of bitcoin for like 5-10 years before they will start attempting to sell thier holdings, the truth is a lot of people is very curious to taste profit which is why they always end up selling their holdings in the middle of thier accumulating journey.

Sure there is no problem to pay some attention to profits, but many newbie bitcoiners within their first cycle or maybe even longer are likely going to be just buying bitcoin on an ongoing basis and sure if they are able to catch some dips then fine, but there budget would likely mostly be focused on ongoing buying so that they stay focused on accumulating bitcoin rather than being concerned about how much they are in profits or not in profits.


Being concerned about how much they are in profits or not  in profits is the reason why alot of people keep making unnecessary imaginations and dreaming of having  1BTC in thier portfolio but in reality they don't even have a single stash of bitcoin in thier portfolio. That is because they're just looking for a possible means that would lead them into owning 1BTC so that they can be swimming on top profit, without knowing that thier consistency will determine if they will achieve the dream of owning 1BTC or not, Because when you stay focused in accumulating bitcoin your dreams can come through.