For a country or an individual that is self sufficient and economically intelligent, borrowing does not occur for them even in crisis situation, not bad to get a support, but borrowing definitely do more harm than good most especially those credits that come with high growing interests. The best thing in this situation to avoid borrowing is to have an emergency founds a d multiple cash flows, so countries and individuals need to be more productive to avoid unwanted borrowing that eat up their savings and revenues in the long term.
Usually borrowing money is not advisable and this could shows somehow urgency and needs to what they wanna used the money to sort for. If a country borrow money this doesn't directly means they aren't producing or productive, what happened is that they could need urgency to use it and facilitate their projects on individual or countries, maybe after which they have accomplished what they are borrowing the money for then they have to pay out their loans. But what matters is that under what circumstances are they borrowing the money, project, business or what? To me it would be more ideal to borrow on a project that would give them some specific amount of profits to pay back their loans.