You don't have to have it all before you start your Bitcoin accumulation journey, all you just need is a source of income where you can be getting your discretionary income from, and it's through there you invest from, so you don't necessarily need to have it all before you start, along the line you can work on a way to improve your finances so that you can be more comfortable while investing.
There are many people who are very afraid of investing, they think that everything is needed to invest, but this is not the case. It is important to start investing. Because when a person starts investing, he will understand for himself what he needs to maintain the investment.
As a newbie I have learnt that investing in Bitcoin doesn't need too much requirements and it is not also difficult to start. What's is needed to start your Bitcoin investment is your discretional income and as long as your discretional income is ready, you can invest straight away. You don't have to be afraid or feel Bitcoin is expensive to buy,you can start buying bitcoin in units from discretional income consistently. However it is also good for a newbie not to jump into investing in Bitcoin when he doesn't have proper knowledge about bitcoin because if he does,he would make a lot of terrible mistakes along the line. It is good for him to seek guildline from an experience long term investor that will orientate him and also keep him on check. It's also gonna be a plus if he starts making proper research about Bitcoin,to know and learn the basics about bitcoin and how to invest on the long run.