So you don't want to borrow you think your country or you or your business over leveraged all ready and in huge debt well If your life is In danger ( the wars) then you will sign up the debt for even with highest pay back deal.
I just don't want to take debt because I don't want to get all of the interest that are put into it. And why would I take a loan if there's a war? and my life is in danger?
I don't think that's even appropriate to look at that matter if my life is in between life and death. There are people that are not just typical borrowers and the opposite of what you're saying.
Our world is debt racketeering you either help this system and you EAT NICE MEALS or you starve and try to fight against it.
Eating a nice meals with debt? I get it, many pays for credit card with that and those that can afford will pay it at the right time so there won't be interest.
But I would eat outside and pay it with a debt. I wouldn't do it if I can't afford to pay in cash.