If an investor wants to hold his entire savings in Bitcoin, that may be acceptable. However, in this case, he must invest with a long-term plan. After considering that he is not hindered from his investment for any other reason than it may be a good idea if he holds a large part of it in Bitcoin. But if there is no situation to invest Lump Sum in Bitcoin, then he can take the DCA method. In this case, he can accumulate Bitcoin regularly with his discretionary income. If the investor follows DCA, he can increase the amount of Bitcoin he has accumulated without financial stress and risk. In the case of DCA, if the investor is able to form an emergency fund along with his investment in Bitcoin, then he can accumulate more bitcoin.
Which method you will invest in is entirely up to you. Whether you will adopt the lump sum investment method or buy DIP or you will adopt the DCA method is entirely up to you. What is meant by Bitcoin lump sum is an investment method, it is not something of Bitcoin. You can buy Bitcoin through lump sum method.
DCA is an investment method, it is a very simple and very good investment method among all investment methods. You cannot reduce your risk by investing through the DCA method. By adopting the DCA method, you can buy at any price at any time. Continue to buy continuously by adopting the DCA method and hold Bitcoin for a long time
Buying the dip is not a good strategy of accumulating bitcoin for a low coiner and no coiner because it slows the pace of increasing your bitcoin portfolio overtime. Waiting is never a strategy because it will make you to lose out from the opportunities in the market and you keep waiting for the dip that you do not know if it will come or not.
This is why a new investor cannot use any accumulation strategy but stick to DCA weekly/monthly purchases and keep it ongoing for 4-10 years and above so that he can gradually increase the size of his bitcoin portfolio overtime for the future. It's good that we choose the right strategy when investing in bitcoin that will enable us progress fast in our bitcoin journey than choosing a strategy that will make us end up having little bitcoin in future because we wanted to buy cheaper.
Buying cheaper shouldn't be our main focus but reaching our bitcoin target should be the major focus so that it can motivate you to continue buying bitcoin ongoingly, persistently and consistently irrespective of the price of bitcoin till we reach our bitcoin target in future.
However, mixing the three accumulation strategies is the best and will yield a better result in future. This is why as your DCA is ongoing, you need to set up a reserve funds which you can use to buy when there is a dip. You can also lump sum whenever, you have extra cash that you are not expecting and have no budget for it.