We live in a country where avoidable death is common. Our hospitals are in bad shape, and kidnapping and other criminal activities that lead to death happen almost every day. Nigeria's roads are death traps, and even the food we eat and the liquid we drink are substandard, which could lead to untimely death. There is a need to have plans on how your dependents can access your assets. 

For me, one of my family member know everything about me.  I don show am things and things and the person know wetin to do if anything happen to me.

But baba, me no fit kpai na oh. But nobody hold him life for hand so make we make plans for the unknown.