Having a degree is very important because it shows that one has gone through a perpetual learning under a specific discipline and this is what could be used to identify the specialization of each profession, additionally, we also needed to improve on the aspect of learning skills to help back up our experience both theoretical and practical aspects in other to be able to deliver to the society.
I dont want to disappoint you, but that is not always or in majority cases are not like this as you describe.
Some come to university and chat all the time during lectures, then pass exams with "hope I would get an average result or C- grade at least".
Some come to university with "empty head", sit or are present at lecturers, graduate with "empty head" as well.
Some gain knowledge, but never know where to use them.
Some buy diplomas.
Some graduate, but never work on a profession "they were studying". I have plenty of IRL examples of that.
This is actually on point but in the end of the day it wont be that still suggested or recommended that you should be that avoiding yourself on getting a degree. We can say into those stuffs but this isnt that applicable to anyone on which there are still that those who do have that gained knowledge and build up their skills and awareness on how things works on this world. There might be some lapses but it is that much more better in comparing into those people who hadnt been able to touch up these institutions. Is it worth it? Our parents will definitely be that trying out their very best for us to go into school and get up some degree on which it might be having those negative inputs but still it would be that the best option that you could have specially that sooner or later you would be that becoming independent. You would definitely be ending up on having some hardship even just that finding a dayjob when you dont have that educational attainment.
Having a university degree would be that still worth on which its not just that talking up on getting that piece of paper(diploma) but also you can get up the knowledge on which it would be something significant to hover yourself on dealing up with life challenges. You do have that knowledge and awareness on things around.