Although bitcoin is still volatile, it has become much safer than it was years ago because it has become legal, and institutions and governments are also investing in it.
Not only this, but Bitcoin becomes stronger in security by its network hashrate growth over time. It's harder to attack Bitcoin blockchain 51% in 2025 than in past years and fortunately Bitcoin blockchain has never had any 51% attack.
How many Bitcoin confirmations is enough?Another thing to note is that we should only borrow money if we have a long-term investment goal in bitcoin, we should not borrow money to trade because trading is too risky and it is more like we are gambling than investing.
There is an advice like Invest in Bitcoin with long term vision and plan of holding your bitcoin but I have never known any advice like "Only borrow money if we have a long-term investment goal in Bitcoin".
Honestly, it is one of worst and most weird advice I have ever known about.
Invest what you can afford to lose, and surely your loan money is not what you can afford to lose.