XRP is still a centralized currency, BNB is one too, controlled by Binance, but at least you trust BNB, why? Because Binance is a huge company making billions, whereas Ripple is only as profitable as XRP goes up, nothing more, and they can print however much they want, to enrich themselves even more, or increase their networth for sneaky reasons.

I never trusted Ripple, so when you never trust a company, then how could you trust that companies coin? There is no way that I would invest into something so shady. I agree that it is growing in value, and people are investing more and more into it. But that doesn't mean that we are dealing with any profits at all, why would we deal with any of this, we do not really have any reason.