Earning money is hard, saving money is damn hard, getting rich and being able to live comfortably is insane.
For me saving just for short term, you can't earn anything and your wealth will decrease over time. People have to take big risk if they want to be rich, if they only take some risk or little risk, it's not enough.
What does big risk mean? it's a risk where you can lost all of the money you invest e.g. start a business, invest in new thing etc.
I like the first sentences you said here dude and it really makes sense. nothing is easy in these times, especially for us to do these things. Even the rich are still struggling to enrich their wealth.
They are struggling to maintain their wealth, so it is better to be a simple person who, even with simple savings, is happy and can live a dignified life.