Even though habits of saving money are important it is also important what is done with those savings. If one saves in fiat currency, those savings are worth less and less every year because of inflation that devalues the money. In my opinion it is important to invest in things that gain value over time, like bitcoin or gold, and keep fiat currency savings enough to cover unexpected needs. The balance between types of savings is the key.
At the very least, we should avoid saving in fiat for long periods. That would be tantamount to evaporating the value of our own money. Inflation is accelerating year after year. Therefore, holding our assets in fiat will only slowly depreciate their value. However, saving for unexpected expenses is still essential, as funds must be readily available in fiat form.
However, for long-term savings, storing it in gold is much better. And it would be even better if we invested it in other forms, such as real estate and some in bitcoin. What I mean is, we should have both physical and digital investments. Diversification is essential for maintaining our financial stability and balance.