Similar topics may already exists but I'm creating this topic anyway to warn everyone, especially the newbies that NEVER trust anyone from Telegram even if it's your own brother, mother or father.
This is what I do now too. I’m always skeptical when someone asks for money. It’s not just on Telegram even on big platforms like Facebook, accounts can get hacked and you might end up talking to a scammer without knowing it. I had a friend who became a victim of that, so I’ve been extra careful ever since.
If it’s about money, don’t just chat. Call to confirm, better safe than sorry.